Rosedale Federal Savings & Loan Association Completes Merger with CBM Bancorp, Inc. Please click here to read the latest press release.


In the next few days you will be receiving your Rosedale Federal Welcome Packet. Please call 410.668.4400 ext. 221 with any questions you may have.


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If you are not planning to stay in a house long-term or you are looking for lower interest rates and payments, this is the type of loan you may want to consider. A rate cap limits the amount your rate can increase, and if interest rates drop, when your loan adjusts, you’ll automatically get the lower rate.

If you are building or renovating a home, you can transition smoothly from construction to permanent financing with only one application and one closing. You’ll be locked-in to a permanent rate when you submit your application, with the ability to obtain market rate at conversion. And you’ll only be charged interest during the construction term.

If you want a mortgage with the security of an interest rate that will stay the same throughout the entire term of the loan, this is the option for you. There is no minimum loan amount and you can choose from a variety of loan terms. As always, our mortgage specialists will work with you to find the loan that is perfect for your purchasing or refinancing needs.

There are a variety of loan terms available if you’re thinking about investing in 1-4 family dwellings. You can get up to 70% for purchases or refinances of single-family dwellings. We think of it as investing in your future.

If you have found a buildable lot but you just are not ready to start construction of your dream home, then a lot loan may be the best product for you.  Lot loans are available for up to 3 years with a 20 year amortization, providing you sufficient time to build in the next few months or even the next few years. 

Vice President, Mortgage Loan Operations
Office: 410-665-7600
NMLS# 1467879

Vice President, Branch Manager/Loan Originator
Office: 410-515-3135
NMLS# 75845

Please do not send any private non-public personal or financial information via email. 

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