Personal Deposit Services

Checking Services

Rates Easy Checking

Our most popular checking choice with maximum flexibility.  Open your account with as little as $100.  You’ll have 24 hour access your account by check or ATM/Debit card.  It’s EASY to avoid a monthly service charge- it’s your choice:

Sign up for EStatements

Maintain a minimum daily balance of $500

Maintain balances in other accounts of $10,000 or more

Keep a balance sufficient to cover your transactions and it’s hassle free checking!  You’ll enjoy all of the benefits of checking with Chesapeake AND your online Bill Pay is FREE!

Rates 50+ Checking

If you are age 50 or better, this may be the right account for you. When you maintain a minimum balance of only $500 and sign up for Direct Deposit, you'll receive a high rate of interest, Free Checks for Life, Free Online Bill Pay, Bonus Rates on new CD deposits and a host of additional benefits.

Rates Statement Savings

Open your account with only $100, earn a competitive rate of interest, and watch your money grow. Your funds can be accessed 24 hours a day with your FREE Chesapeake Bank ATM Card.

Rates Student Savings

Designed to help develop good savings habits at an early age, Student Savings requires only $5.00 to open. After that deposits are allowed in any amount. There are no fees and no minimum balance requirement. Anyone under age 18 with a parent or guardian is eligible.

Rates Club Accounts

If you are saving for something special, a Chesapeake Bank Club Account can meet your needs. Deposit as much as you like, at anytime. Save for the holidays or for that special vacation. We'll send you a check automatically, then, you can start your savings again.

Rates Money Market Accounts

Your Premier Money Market can be opened for just $1,000. With tiered interest rates the more you save, the more you earn.

Rates Certificates of Deposit and Retirement Accounts

Whether you need a Certificate of Deposit or Retirement Savings, you deserve the peace of mind that comes with an insured deposit. Certificate and Retirement accounts require a low minimum balance of only $1,000. Chesapeake offers you Traditional, Roth, and Coverdell Education IRAs. Don't take chances with your future, save securely at Chesapeake Bank of Maryland.

Chesapeake Bank Personal Banking Benefits

  • Direct Deposit
  • Overdraft Protection Available
  • FREE ATM or MasterMoney® Debit Card
  • Free eStatements
  • "Totalmatic" Automatic Savings Transfer or Loan Payment
  • Chesapeake Bank-by-Phone: 1-866-880-2266
  • FREE & EASY Internet Banking
  • On-Line Bill Pay available with all checking accounts - Ask for details!
  • MoneyPass® Fee Free ATM Access
  • Unlimited Check Writing - No per check fees
  • Free Notary Service


Equal Housing Lender Digital Insight, an Intuit company Member FDIC NMLS #402427