ALERT: 2021 Holiday Hours

Christmas Eve: Friday, December 24th closing at 12:00 noon.

Christmas Day: Saturday, December 25th closed.

New Year’s Eve: Friday, December 31st closing at 2:00 p.m.

New Year’s Day: Saturday, January 1st closed.

Personal Banking

Tailor-Made Products & Services


We offer a variety of online products and services so you can bank when it’s convenient for you.

  • Mobile App Mobiliti
  • Online Bill Pay
  • Transfer Funds
  • eStatements


Our most popular checking choice with maximum flexibility. Open your account with as little as $100. Once you receive your checks and/or debit card, you’ll have 24 hour access to your account.

Keep a balance sufficient to cover your transactions and it’s hassle free checking! You’ll enjoy all of the benefits of checking with Chesapeake AND your online Bill Pay is FREE!

50+ Checking

If you are age 50 or better, this may be the right account for you. When you maintain a minimum balance of only $500 and sign up for Direct Deposit, you’ll receive a higher rate of interest, Free Checks for Life, Free Online Bill Pay, Bonus Rates on new CD deposits and a host of additional benefits.


Open your account with only $100, earn a competitive rate of interest, and watch your money grow. Your funds can be accessed 24 hours a day with your FREE Chesapeake Bank ATM Card.

Designed to help develop good savings habits at an early age, Student Savings requires only $5.00 to open. After that deposits are allowed in any amount. There are no fees and no minimum balance requirement. Anyone under age 18 with a parent or guardian is eligible.

If you are saving for something special, a Chesapeake Bank Club Account can meet your needs. Deposit as much as you like, at anytime. Save for the holidays or for that special vacation. We’ll send you a check automatically, then, you can start your savings again.


Your Premier Money Market can be opened for just $1,000. With tiered interest rates the more you save, the more you earn.

Certificates of Deposit and Retirement Accounts

Whether you need a Certificate of Deposit or Retirement Savings, you deserve the peace of mind that comes with an insured deposit. Certificate and Retirement accounts require a low minimum balance of only $1,000. Chesapeake offers you Traditional, Roth, and Coverdell Education IRAs. Don’t take chances with your future, save securely at Chesapeake Bank of Maryland.


  • Direct Deposit
  • Overdraft Protection Available
  • FREE MasterMoney® Debit Card
  • Free eStatements
  • “Totalmatic” Automatic Savings Transfer or Loan Payment
  • Chesapeake Bank-by-Phone: 1-866-880-2266
  • FREE & EASY Online Banking
  • Online Bill Pay available with all checking accounts
  • MoneyPass® Fee Free ATM Access
  • Unlimited Check Writing – No per check fees
  • Free Notary Service
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