Loans

Home Financing Services

Rates  Apply Now Fixed Rate Residential Loans

If you want a mortgage with the security of an interest rate that will stay the same throughout the entire term of the loan, this is the option for you. There is no minimum loan amount and you can choose from a variety of loan terms. As always, our mortgage specialists will work with you to find the loan that is perfect for your purchasing or refinancing needs.

Rates  Apply Now Adjustable Rate Loans

If you are not planning to stay in a house long-term or you are looking for lower interest rates and payments, this is the type of loan you may want to consider. A rate cap limits the amount your rate can increase, and if interest rates drop, when your loan adjusts, you'll automatically get the lower rate. For current rates, please call 410-665-2735.

 Apply Now FHA Loans

     An FHA (Federal Housing Administration) loan allows borrowers to contribute as little as 3.5% which makes owning your own home more obtainable.  For more details and current rates, please call 410-665-2735.

Apply Now Lot Loans

If you're in the market for a lot loan, congratulations are in order -- you've found the perfect piece of property on which to build your dream home. Your next step is to get the lot loan that's customized for your needs. We will help you do just that.

Our loans have flexible terms and the good news is -- you can borrow up to 75% of the purchase price. Choose either a 5 or 7 year balloon term, with payments based on a 30 year amortization, whichever works best for you. For current rates, please call 410-665-2735.

Apply Now Investment Loans

There are a variety of loan terms available if you're thinking about investing in 1-4 family dwellings. You can get up to 70% for purchases or refinances of single-family dwellings. We think of it as investing in your future. For current rates, please call 410-665-2735.

Apply Now Construction to Permanent Financing

If you are building or renovating a home, you can transition smoothly from construction to permanent financing with only one application and one closing. You'll be locked-in to a permanent rate when you submit your application, with the ability to obtain market rate at conversion. And you'll only be charged interest during the construction term. For current rates, please call 410-665-2735.

Go to our Mortgage Center and click on Mortgage Checklist to see what you'll need to get started.

 

 

Equal Housing Lender Digital Insight, an Intuit company FDIC Insured