Loans

Home Equity Loans

A Home Equity Loan or Home Equity Line of Credit is an attractive way to borrow. The interest rate is typically lower than most types of loans, and varying terms and convenient payment plans provide the flexibility you need. Also, the interest paid on your Home Equity Loan may be tax deductible (please consult your tax advisor).

Rates Apply Now Fixed Rate Home Equity Loan

This is the smart way to borrow when you know how much money you'll need. Taking a vacation, making a major purchase or a big home improvement? Borrow up to 60% of the equity of your home for up to 20 years and you will have a fixed rate and fixed payments for the term of your loan.

Rates Apply Now Home Equity Line of Credit

When you aren't certain how much you'll need, or when you want maximum flexibility, this is the loan for you. Borrow as little or as much (up to your credit limit) as you need. This variable rate Line of Credit allows you to use the funds as you need them and payments are based only on what you have used.

Consumer Loans

Rates Apply Now Automobile Loans

Automobile Loans are available for new and used cars purchased from a dealer. You can take advantage of competitive rates for your auto purchase and terms up to 72 months. Don't be fooled by "0%" loan offers. Borrowing from Chesapeake may save you money! Let us help you find the auto loan that's right for you.

Rates Apply Now Share Loans

With a Chesapeake Bank Share Loan you can borrow up to 90% of the value of your Certificate of Deposit or Savings Account (minimum amount is $1,500). The interest rate is indexed to the rate your deposit account is earning. You'll have fixed payments for the entire term of the loan.

Rates Apply Now Overdraft Protection

If you need a little help making sure you never overdraw your personal checking account, Overdraft Protection is the plan for you. You'll have immediate access to funds (up to your approved credit amount) in case of an emergency or the rare instance you may have misjudged the amount of money currently in your account.

Equal Housing Lender Digital Insight, an Intuit company FDIC Insured